FINANCIAL SERVICES PROVIDED BY RDA LTD.

RDA Ltd. is pleased to provide the following financial advice and products for you, your employees and your business. Partner with one of our expert independent financial planners and build a well-constructed financial plan that helps you achieve your short and long term goals.

LIFE INSURANCE

Adequate life insurance is a valuable financial tool that will help you achieve peace of mind by knowing your family can continue to enjoy the lifestyle you’ve built.

Life insurance can help:

  • Guarantee future income
  • Cover debts and expenses
  • Provide money for final expenses and funeral costs
  • Cover the cost of childcare and post-secondary education
  • Provide money to settle estate fees and capital gain taxes
  • Provide money for a charity

TYPES OF LIFE INSURANCE: TERM AND PERMANENT

GROUP BENEFITS PLAN

A comprehensive group benefit plan can help attract, retain and reward employees for their loyalty to your business. We work with the largest group of insurers in the industry to provide you with the right group benefit plan for your business.

Group benefit plans can be designed for companies with as few as three employees and can be tailored to suit your company’s individual needs. There are many ways to insure a benefits program:

  • Traditional Insurance
  • ASO
  • HCSA
  • Retention Accounting
  • Flexible Benefits
  • Cost Plus

KEYPERSON INSURANCE

As an astute business owner, you will ensure your business does not suffer from the loss of a key individual by providing keyperson insurance for your business.

This important coverage provides appropriate financial resources to buy valuable time for your business.

RSP

Enhance your employee’s retirement plans with an RSP.

Pensions and retirement planning for you and your employees provides security and achievement of long-term goals. Our programs are designed to maximize tax savings and complement other tax planning strategies.

CRITICAL ILLNESS

In light of the increased rate of life-threatening illnesses such as cancer, heart attack, and stroke, people are protecting their finances and families by purchasing critical illness insurance.

Critical illness is a lump sum benefit that is paid to the insured. Both Term and Permanent options are available, as well as riders that can return all of your premiums paid towards the life of the policy.

Business Owners and those who are self-employed can also purchase this type of insurance for such eventualities.

Add Critical Illness as part of an employee benefits package.

DISABILITY INSURANCE

During one’s working career, there are often financial and family commitments, which must be maintained. In the event of a disability, one is unable to work and income is at risk. Disability insurance will help replace income that is lost while one is unable to work due to illness or injury.

Business Owners and those who are self-employed can also purchase this type of insurance for such eventualities.

Short and Long Term Disability Insurance can also be included as part of an employee benefits package.